för 9 timmar sedan
Arbetsbeskrivning
We are now seeking an experienced and proactive AMLRO / MLRO to take ownership of Narvi’s AML/CFT framework. As AMLRO / MLRO, you will play a key role in safeguarding Narvi’s operations, ensuring compliance with Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) regulations, and maintaining a secure and compliant financial environment for our customers.Your Role as AMLRO / MLROAs AMLRO / MLRO, you will be responsible for overseeing Narvi’s AML/CFT framework and ensuring that financial crime risks are identified, assessed, managed, escalated, and reported appropriately.This is a senior compliance role requiring strong judgment, independence, and the ability to make risk-based decisions. You will work closely with senior management, compliance, operations, product, and support teams to ensure that Narvi’s financial crime controls are effective, practical, and aligned with applicable regulatory requirements.Your key responsibilities will include:AML/CFT Framework Ownership:
- Owning and maintaining Narvi’s AML/CFT policies, procedures, controls, and internal guidelines.
- Ensuring that Narvi’s AML/CFT framework remains risk-based and appropriate for its products, customers, geographies, and transaction activity.
- Leading the development and continuous improvement of AML/CFT processes and controls.
- Identifying gaps in the AML/CFT framework and driving remediation actions.
- Supporting the implementation of scalable compliance processes as Narvi grows.
- Overseeing customer due diligence, enhanced due diligence, onboarding, ongoing monitoring, and offboarding processes.
- Reviewing and approving high-risk customer relationships.
- Providing guidance on complex corporate structures, PEPs, sanctions exposure, adverse media, high-risk industries, and cross-border activity.
- Supporting risk-based decisions on customer restrictions, exits, or enhanced monitoring.
- Overseeing transaction monitoring processes and escalation workflows.
- Reviewing complex or high-risk transaction monitoring cases.
- Ensuring suspicious activity investigations are properly documented and supported by clear rationale.
- Identifying financial crime trends, typologies, and control gaps based on transaction monitoring activity.
- Overseeing the preparation and submission of Suspicious Activity Reports / Suspicious Transaction Reports where required.
- Acting as a key point of contact for AML/CFT-related regulatory, audit, FIU, or law enforcement requests.
- Ensuring regulatory reporting decisions are timely, accurate, and properly documented.
- Preparing AML/CFT updates, risk summaries, and reports for senior management.
- Providing AML/CFT guidance to internal teams, including compliance, operations, product, and customer-facing teams.
- Advising on AML/CFT risks related to new products, partnerships, services, and markets.
- Developing and supporting AML/CFT training for employees.
- Promoting a strong compliance culture across the company.
- Staying up to date with changes in regulatory requirements and industry best practices.
- 5+ years of experience in AML, compliance, or financial crime prevention, preferably within fintech, crypto, banking, payments, or financial services.
- Previous experience as an AMLRO, MLRO, Deputy MLRO, Senior Compliance Officer, Financial Crime Manager, or equivalent role.
- Strong understanding of AML/CFT regulations, customer due diligence, enhanced due diligence, sanctions, PEP screening, adverse media, and transaction monitoring.
- Experience reviewing complex customer cases and making risk-based decisions.
- Experience with suspicious activity / suspicious transaction reporting.
- Ability to own and improve AML/CFT policies, procedures, controls, and risk assessments.
- Strong analytical skills, sound judgment, and attention to detail.
- Proficiency in English, at least C1 level.
- Ability to work independently and challenge decisions where needed.
- Ability to work collaboratively in a fast-paced, evolving environment.
- Proficiency in Finnish, written and spoken.
- Familiarity with European compliance regulations, for example 5th/6th AMLD and PSD2.
- Experience working with European fintech, banking, payment institution, EMI, or crypto compliance frameworks.
- Experience communicating with regulators, FIUs, auditors, or law enforcement authorities.
- Knowledge of corporate clients, cross-border payments, banking products, and payment infrastructure.
- Experience with blockchain or cryptocurrency compliance.
- Relevant compliance certifications such as CAMS, ICA, or equivalent.
Om företaget
Narvi Payments Oy Ab
Fler jobb hos Narvi Payments Oy Ab
- för 9 timmar sedan